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Insurance Discounters of Texas Blog: commercial

View the latest blog posts from Insurance Discounters of Texas.

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Tuesday, November 26, 2024

Using Commercial Vehicles for Personal Use

Understanding personal conveyance is essential for commercial motor vehicle (CMV) drivers who must use their vehicles for personal activities while off duty. Personal conveyance does not absolve drivers or motor carriers from their responsibility to ensure the safe operation of the vehicle. READ MORE >>

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Thursday, August 10, 2023

5 Things to Ask Before Renewing Your BOP

A Business Owner Policy, or BOP, provides financial coverage for many businesses. This is a simple, streamlined form of business insurance. It usually gives companies the ability to keep costs low. However, it often provides for most needs.   Before renewing this policy, take a closer look at it. READ MORE >>

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Tuesday, April 18, 2023

BOP Insurance for Small Retailers

Are you starting up your small retail location or looking for a way to safeguard your existing business? A business owner’s policy, or BOP insurance plan, can help you to get the financial protection you need. Any type of retail organization is going to need business insurance that’s customized to meet specific needs. READ MORE >>

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Thursday, December 22, 2022

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Thursday, November 3, 2022

The Aspects Of Your General Liability Insurance

Whenever you do business, you run the risk of harming another individual. If an accident occurs, the affected party might want compensation. It’s likely your responsibility to meet this expectation.   Fortunately, that’s where general liability insurance can help. READ MORE >>

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Tuesday, October 18, 2022

Keeping Your Commercial Auto Insurance Costs Affordable

Businesses that own or operate vehicles need commercial auto insurance; there’s no way around it. It will be there to help you protect your company from significant financial losses when unexpected, unavoidable issues arise involving your vehicle(s).   READ MORE >>

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Tuesday, September 13, 2022

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Monday, March 14, 2022

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>

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Friday, February 11, 2022

How General Liability Insurance Can Benefit Your Business

When you think of protecting your business, the first thing that comes to mind is probably the building, computer equipment and other physical assets that required a substantial investment. But liability risks are equally as important for you to consider. What is a liability risk?  READ MORE >>

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Wednesday, January 12, 2022

How to Protect Your Commercial Vehicles

Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running.  READ MORE >>

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