When it comes to insuring your vehicle in Tomball and throughout Texas, liability insurance is just the beginning. When you choose a liability-only policy, damage to your vehicle is not typically covered.
What Comprehensive Auto Insurance Covers
Unlike collision coverage, which only pays for repairs after traffic accidents, comprehensive insurance can help cover non-collision-related damage.
Comprehensive auto insurance can fill crucial gaps in your coverage by insuring your vehicle against:
- Damage from severe Texas weather, including hailstorms and flooding
- Fallen trees or objects during storms
- Collisions with animals on Texas roads
The Texas Factor
Here in Tomball, we're no strangers to extreme weather. From hurricane-related flooding to damaging hailstorms, Texas weather presents unique risks to your vehicle. Standard liability insurance offers no protection against these events, leaving you financially responsible for all repairs if severe weather damages your car.
Vehicle theft and break-ins also remain concerns throughout Texas metropolitan areas. For Tomball residents who commute to Houston or frequently visit urban centers, theft coverage is especially valuable.
Cost vs. Value
Many drivers assume comprehensive coverage is prohibitively expensive, but having comprehensive auto insurance often costs less than expected, particularly when bundled with other policies. Comprehensive coverage can offer substantial value relative to its cost for newer or higher-value vehicles.
Learn More
Contact Insurance Discounters of Texas today to review your auto policy and explore the next steps you can take to get appropriate auto insurance coverage.
This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.